991 NE 3rd St,

Prineville, OR 97754

Go rural, live grand: Explore the potential of Mann Mortgage’s USDA loans!

The BEST way to make rural living affordable, enabling more purchases in these special areas with $0 down.

What are USDA RD home loans?

For individuals in Powell Butte considering homeownership and exploring financial options, the Prineville Office serves as a valuable resource through USDA loans. These loans offer an alternative path to purchasing a home, catering to those who may not meet the traditional lending criteria. In this comprehensive guide, we delve into the intricacies of USDA loans, highlighting their advantages and limitations. Whether you’re a first-time homebuyer or looking to relocate, this guide equips you with the knowledge needed to navigate the realm of USDA loans with confidence.
Man rubbing dogs belly

Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

USDA RD loans at a glance.

  • USDA loans, endorsed by the United States Department of Agriculture, provide accessible financing options to individuals with moderate incomes, particularly those residing in rural areas.
  • A noteworthy feature of USDA loans is the availability of a zero down payment option, eliminating the need for a substantial upfront payment and making homeownership more attainable.
  • USDA loans often offer competitive interest rates, potentially leading to significant long-term financial savings.
  • Our Prineville Office acknowledges the diversity of credit histories and offers flexibility in credit requirements, making USDA loans accessible to a wider range of applicants.
  • To qualify for a USDA loan, the property must be located in a USDA-eligible rural area, encouraging homeownership outside densely populated regions.

Understanding the USDA Loan Process in the Prineville Office:

Start by reaching out to our Prineville Office to assess your eligibility and determine an appropriate loan amount based on your financial situation.

Verify that the property you intend to purchase meets USDA’s criteria for rural area eligibility. The Prineville Office can assist in verifying the property’s qualification.

Submit a formal loan application along with necessary documents such as income verification, credit history, and property details.

Our Prineville Office reviews your application, conducts a property appraisal, and evaluates your financial stability to ensure you meet the loan prerequisites.

Upon approval, you’ll proceed to the closing phase. During this stage, final paperwork is completed, and you officially become a homeowner.

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

USDA RD loans

USDA loans are primarily designed for rural living and may not apply to suburban or urban properties.
Yes, USDA loans have income limits based on the area’s median income. Contact the Prineville Office for precise information.
While USDA loans primarily focus on home purchases, specific USDA loan programs do offer refinancing options under certain circumstances.
No, USDA loans are available to both first-time and repeat homebuyers.
While a strong credit history is beneficial, the Prineville Office offers flexibility in credit requirements, making USDA loans accessible to a broader range of applicants.
Our Prineville Office’s commitment to USDA loans provides a pathway for diverse individuals to achieve homeownership. By understanding the benefits, limitations, and application process, you can confidently embark on the journey towards realizing your homeownership aspirations. Whether you’re drawn to the tranquility of rural living or seeking a financial solution aligned with your unique circumstances, USDA loans stand as a promising and advantageous choice.

“Helped me out a getting USDA loan when another business told me I couldn't get one! Thanks for always keeping in touch with me during the whole process!”

Coby B.

Let's get you home.

100% financing with low closing costs for homes in eligible rural areas. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.